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Voluntarily Health Insurance Scheme & Perlindungan Tenang Bakal Dilancarkan

Dalam belanjawan 2018 juga ada dinyatakan:

Sejumlah RM 50 juta diperuntukkan kepada Voluntary Health Insurance Scheme untuk memperkasa sektor kesihatan.

Perkara ini sebenarnya sudah lama disebut-sebut.

Malah hal ini telah pun dinyatakan oleh Menteri Kesihatan Datuk Seri Dr S. Subramaniam pada bulan Mei 2017 lagi.

  • The structure of the insurance scheme had been approved by the Cabinet and currently 40 per cent completed.
  • It will be operated by non-profit organisations under the ministry purview.

Sumber: Voluntary health insurance scheme will be introduced next year

Manakala dalam perkembangan lain pula, pada 30 Oktober 2017, Gabenor Bank Negara Malaysia (BNM) menyatakan:

  • Current insurance products are too complex and unaffordable to many Malaysians.
  • From the perspective of the population that remain underserved, the existing business models are essentially broken. The market served narrow segment.
  • If we eliminate double-counting, only 35% of adults have some form of coverage.

Disebabkan itu, beliau menyatakan lagi dalam Malaysian Insurance Summit 2017, Perlindungan Tenang akan dilancarkan:

  • Perlindungan Tenang is intended to reach 8 million working-age Malaysians and over 700,000 micro enterprises that currently need insurance and takaful protection against key risks
  • By 2020, he hoped that about 75% of the population would have some sort of insurance coverage.

Sumber: BNM to introduce affordable insurance scheme next month

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